Asia Pacific University of Technology and Innovation (APU)
Kuala Lumpur, WP Kuala Lumpur, Malaysia
68 | Undergraduate programs | |
35 | Postgraduate programs |
Overview
Institution type | Private |
Year established | 1993 |
Campus setting | Urban |
Student population | Large (More than 10,000) |
foreign students | 58% |
Nationalities | 78 |
About Asia Pacific University of Technology and Innovation (APU)
Asia Pacific University of Technology & Innovation (APU) is Malaysia’s top private university, recognized globally with a QS "5 Stars Plus" rating and ranked in the Top 2.2% of universities worldwide in the QS World University Rankings 2024. Positioned #611-620 globally and #186 in Asia, APU is the #1 choice for international students in Malaysia, ranking #16 globally for international enrollment as of June 2023.
Facts about Asia Pacific University ranking (in the latest QS World University rankings):
- Employer’s Choice Award 2024
- “Best Tech University” & “Best Future Ready University” Awards by PC.com 2024
- 100% Employability – Latest Graduate Tracer Study by the Ministry of Higher Education
- First and Only Malaysian University to achieve QAA UK Accreditation - 2024
- Malaysia Digital Economy Corporation (MDEC) PDTI Outstanding Faculty - 2024
- Malaysia’s Premier Digital Tech University awarded by MDEC since 2016
- Top 2.2% in the world with 5 Stars Plus Rating in the QS World University Rankings 2024
- More than 500 Awards at National & Regional Competitions
- Dual Degrees from De Montfort University, UK
- Global Community of students from over 130 countries - No.1 in Malaysia and No. 16 in the World for International Students
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On November 1st, 2021, the QS Apple Conference announced the most recent QS Stars Rating Awards. APU Malaysia is the first Malaysian university to receive a Five Stars Plus rating. This prestigious award is only given to institutions that achieve five-star ratings in all categories and meet the highest QS STARS benchmark score. It is now one of only 20 universities in the world to have achieved this feat.
In addition, APU University has been recognized as one of Malaysia's top emerging universities. The MOHE has given the institution a 5-star rating based on the most recent SETARA Ratings. The Malaysia Digital Economy Corporation (MDEC) has recognized APU University as a Premier Digital Tech University. This prestigious recognition demonstrates the institution's commitment to providing high-quality digital technology courses and ensuring that graduates have the high-level skills required to meet the demands of future digital jobs both locally and globally.
According to the Malaysian Ministry of Higher Education's Annual Graduate Tracer Study, all Asia Pacific University graduates found employment after graduation, a remarkable achievement. This achievement demonstrates our commitment to developing skilled professionals for global careers. Over 80,000 of our alumni have gone on to have successful careers around the world.
This university is ranked in Asia and Malaysia for offering a multicultural learning environment. With over 13,000 students from 130 countries, APU's Malaysian campus creates a diverse and cosmopolitan environment that prepares students to face global challenges. Furthermore, the Ministry of Higher Education of Malaysia has authorized all of APU's academic programs, which have been accredited by the Malaysian Qualifications Agency.
Admissions
IELTS | 5.5+ |
TOEFL | 6.0+ |
For admission requirements and intakes for each individual course/programme please refer to course details.
Or, contact us for more informationCourses available 105
Course name | Duration | Tuition fee |
Bachelor of Science (Honours) in Actuarial Science with a Specialism in Financial Technology |
3 years |
From $ 24,561 |
Bachelor of Science (Honours) in Actuarial Studies |
3 years |
From $ 24,561 |
Bachelor of Science (Honours) in Actuarial Studies with a Specialism in Data Analytics |
3 years |
From $ 24,561 |
BSc (Hons) in Actuarial Studies |
3 years |
From $ 24,561 |
Course name | Duration | Tuition fee |
Bachelor of Arts (Honours) in Animation |
3 years |
From $ 24,561 |
Bachelor of Arts (Honours) in Business Management with a specialism in Digital Leadership |
3 years |
From $ 24,561 |
Bachelor of Arts (Honours) in Digital Advertising |
3 years |
From $ 24,561 |
Bachelor of Arts (Honours) in Industrial Design |
3 years |
From $ 24,561 |
Bachelor of Arts (Honours) in Media and Communication Studies |
3 years |
From $ 24,561 |
BA (HONS) INDUSTRIAL DESIGN WITH SPECIALISM IN PRODUCT DESIGN |
3 years |
From $ 21,619 |
BSc in Multimedia Technology with a specialism in VR/AR |
3 years |
From $ 24,561 |
Diploma in Design and Media |
2 years |
From $ 13,555 |
Foundation in Design |
1 year |
From $ 8,322 |
Master of Arts in Design Innovation Management |
1 year |
From $ 10,927 |
Course name | Duration | Tuition fee |
Bachelor of Computer Engineering with Honours |
4 years |
From $ 31,075 |
Bachelor of Electrical & Electronic Engineering with Honours |
4 years |
From $ 31,075 |
Bachelor of Mechatronic Engineering with Honours |
4 years |
From $ 31,075 |
Bachelor of Petroleum Engineering with Honours |
4 years |
From $ 31,075 |
Diploma in Mechatronic Engineering |
2 years |
From $ 13,668 |
Foundation in Engineering APU |
1 year |
From $ 8,569 |
Master of Philosophy in Engineering |
2 years |
From $ 9,018 |
MSc in Software Engineering |
1 year |
From $ 11,039 |
PhD in Engineering |
3 years |
From $ 12,836 |
PHD OF PHILOSOPHY IN ENGINEERING |
3 years |
From $ 12,836 |
Course name | Duration | Tuition fee |
BACHELOR OF ARTS (HONOURS) IN INTERNATIONAL RELATIONS |
3 years |
From $ 24,561 |
Bachelor of Science (Honours) in Psychology |
3 years |
From $ 24,561 |
BA (Hons) in International Relations |
3 years |
From $ 24,561 |
Diploma in International Studies |
2 years |
From $ 13,555 |
Course name | Duration | Tuition fee |
Bachelor of Arts (Honours) in Visual Effects |
3 years |
From $ 24,561 |
Certificate in Information & Communication Technology |
16 months |
From $ 6,794 |
Diploma in Information & Communications Technology |
2 years |
From $ 13,555 |
Diploma in Information & Communication Technology with a Specialism in Data Informatics |
2 years |
From $ 13,555 |
Tuition and application fees
$ 3,369 - $ 26,954 per year
Estimated tuition fees as reported by the institution.
Application fee (local students) | $ 33 |
Application fee (foreign students) | $ 157 |
Student visa fee (foreign students) | $ 539 |
Living cost
$ 336 per month
Average living cost in Malaysia
The amount is indicated taking into account the average cost of food, accommodation, etc in Malaysia for 2024
Food | $ 224 |
Accommodation | $ 224 |
Others | $ 67 |
Ready to get started? Kickstart your university life
Accommodation
At APU Malaysia, students have many housing options, such as On-Campus, Off-Campus, and next to the APU Campus.
For instance, they can stay at APU On-Campus Residence and inquire about accommodation assistance from the Institute's Student Services department. The residence is located within APU's Campus in Technology Park Malaysia. It is equipped with 24/7 security and access card control.
Moreover, students in the APU On-Campus Residence will have access to campus facilities such as SweatZone, swimming pool, and Residence Lounge.
Here is the breakdown of 4 room types available at APU On-Campus Residence:
1. En-suite with Common Kitchen
Features:
- A Common Kitchen on each floor has a stove, microwave, and refrigerator.
- All rooms have attached bathrooms equipped with water heaters, bathroom mirrors with shelves, and towel racks.
- Self-service laundry facilities are available on a 'Pay as you use' basis.
Types of rooms:
- En-Suite Single (Super Premium)
- En-Suite Twin (Super Premium)
- En-Suite Single (Premium)
- En-Suite Twin (Premium)
- En-Suite Single (Deluxe)
2. Two Rooms Unit With Kitchen
Features:
- A Common Kitchen is available in the two rooms with a stove, microwave, and refrigerator.
- All rooms have attached bathrooms, water heaters, shelves, and a towel rack.
- The common shared area is cleaned twice a week.
- Self-service laundry facilities are available.
Types of rooms:
- En-Suite Single (Super Premium)
- En-Suite Single (Premium)
3. Dual Key - Premium With Pantry & Sharing Amenities
- These units are furnished with premium finish with a common shared pantry. Each unit has 2 Rooms with a common area with access to a separate toilet, shower, and sink with a Mirror to be shared by 4 students with Twin Rooms. The unit has a common pantry equipped with a bar table, a microwave oven, an electric kettle, a refrigerator, shelves, and an ironing board. The shower area is equipped with water heater and towel racks.
- These units come with a high-quality finish and a shared pantry. Each unit has two rooms and a common area with access to a separate toilet, shower, and sink with a mirror. Four students can share the bathroom, which is Twin Rooms. Also, the unit has a common pantry. It has a bar table, microwave oven, electric kettle, refrigerator, shelves, and ironing board.
- A Common Kitchen is also available on each floor, with a stove, microwave oven, and refrigerator.
- Self Service Laundry Facilities are available.
Types of rooms:
- Dual Key Premium Rooms
4. Apartment With Kitchen - 5 Rooms In An Apartment
- A Common Kitchen is available in the two rooms with a stove, microwave, and refrigerator.
- All rooms have attached bathrooms, water heaters, shelves, and a towel rack.
- The common shared area is cleaned twice a week.
- Self-service laundry facilities are available.
Types of rooms:
- En-suite single (Premium Room in Apartment)
- En-Suite Single (Deluxe Room in Apartment)
- En-suite twin (Deluxe Room in Apartment)
Room types range between RM790- RM1,560 per month. Other than that, the students must also pay RM400 for a one-off charge.
Important note:
- Accommodation and room type are subject to availability.
- All fees are payable in Ringgit Malaysia (RM).
On the other hand, students who prefer to live off-campus also have housing options.
Here is the breakdown of APU Off-Campus Residence:
1. Super Premium Apartments with Cooking Facilities at M Vertica
Features:
- Has 3 or 4-bedroom apartments with full cooking facilities and a full-size living hall.
- It has amenities such as a Security Card Access System, Swimming Pool, Gymnasium, Futsal, Badminton, and Tennis Court.
- Each apartment has a sofa set, kitchen cabinets, dining table sets, refrigerator, air conditioning, Wi-Fi, and others.
- Self-service laundry is available.
- Covered walkway to public transportation Maluri MRT-LRT.
- Close to Velocity Mall, MyTown, and Ikea.
- The distance from APU is 11km, and has a scheduled shuttle bus.
Types of rooms:
- Master Super Premium Single with attached bath/toilet.
- Medium Super Premium Single (Front View).
- Medium Super Premium Single.
- Small Super Premium Single.
2. Premium Apartment With Cooking Facilities at Fortune Park
Features:
- Has 3 or 4-bedroom apartments with full cooking facilities and a full-size living hall.
- It has amenities like a Security Card Access System, Swimming Pool, and Gymnasium.
- Each apartment has a sofa set, kitchen cabinets, dining table sets, refrigerator, air conditioning, Wi-Fi, and others.
- Close to Pavilion Bukit Jalil Shopping Mall (6.5km).
- Close to Mines Shopping Mall & Mines Resort City (2.5km).
- Distance from APU is 4km and has a scheduled shuttle bus.
Types of rooms:
- Master Premium with attached bath - Twin Sharing
- Master Premium with attached bath - Single
- Medium Premium Twin - Twin Sharing
- Medium Premium Twin - Single
- Medium Premium Single
- Compact Premium Single
Room types range between RM730- RM1,580 per month. The students must also pay RM350 (M Vertica) and RM280 (Fortune Park) for a one-off charge.
Important note:
- Accommodation and room type are subject to availability.
- Free bus shuttle service between APU and LRT station/ Fortune Park/ M Vertica is ONLY for them staying at APU-managed accommodation. Students must show their residence pass to the bus driver to board the bus.
- All fees are payable in Ringgit Malaysia (RM).
Lastly, the students can choose Satellite Campus Residence due to its short distance and next to APU Campus.
Satellite Campus Residence at Technology Park Malaysia (TPM)
Features:
- Next to APU Campus.
- The Satellite Campus Residence has triple sharing and single occupancy options.
- Some rooms have air conditioning.
- Each floor has shared common bathrooms.
- A Common Kitchen is available on each floor and equipped with a stove, microwave, and refrigerator.
- A shared Study Area with Wi-Fi in the Study Lounge.
- Self-service laundry facilities are available.
Types of room:
- Standard Room - Triple Sharing.
- Standard Room Air Conditioning - Triple Sharing.
- Deluxe Room Air Conditioning with shared attached bath/toilet - Triple Sharing.
- Deluxe Room Air Conditioning with shared attached bath/ toilet - Single Occupant.
Room types range between RM390- RM740 per month. The students must also pay RM280 for a one-off charge.
Important note:
- Accommodation and room type are subject to availability.
- All fees are payable in Ringgit Malaysia (RM).
Campus
Students can obtain degrees in practical technology in a variety of technical topics at Technology Park Malaysia. The campus serves knowledge-based industries as a complete hub for research and development. It makes it possible for faculty and staff to network with leading technopreneurs, engineers, and entrepreneurs across the globe. Technology Park Malaysia, the campus of APU, features a contemporary architecture with glass and aluminum structures that accommodate a variety of functions.
- Auditoriums and Classrooms
- Cafeteria
- Convenience Shop
- Engineering Labs
- IT Labs
- Computer Games Development Studio
- Green Screen Studio
- Design & Drawing Studio
- Library
- Transportation- Campus Connect Shuttle Services
- Surau
- Sports and Recreational Facilities
- On-Campus Accommodations
- APU XR (META) Studio
- Cyber Security Talent Zone
- Financial Trading Centre
- Animation and VFX Studios
- School of Postgraduate Studies
- Psychology Centre
- Health Support Services
- Advertising Studio
- Industrial Design Workshop
- Erasmus+ Friends Teahouse
Technology Park Malaysia is strategically located in Malaysia's leading advanced development hub. The modern campus sets a new standard for design excellence among Malaysian universities.
It is the perfect location for professional learning because it blends innovation and technology with an eco-friendly setting. Access to the site is convenient via LRT, major highways, and other public transit options.
It is located next to Bukit Jalil Stadium. It can be accessed by public transport (bus and LRT/Metro) and taxi. Students and visitors can visit the campus via public transport, drive, or walk. For those living nearby, the campus is a 10-15 minute walk away or can be reached via APU's shuttle bus. Students can take APU Malaysia's shuttle from Bukit Jalil LRT Station (Sri Petaling-Ampang Line). Or, they can drive using the highways within the Klang Valley, which includes the Middle Ring Road II (MRR), Damansara Puchong Highway (LDP), Kesas Highway, Maju Expressway (MEX), North-South Expressway, and the Puchong-Sungai Besi Bypass.
Student population
Large (More than 10,000)
Total population
Undergraduate students | 6000 |
Postgraduate students | 1000 |
foreign students | Data not available |
Mission
APU is proud of its graduates' accomplishments as they go on to lead fulfilling lives and significantly impact their fields. Regular displays of alumni accomplishments and success stories are held by the university to encourage present students and recognize the influence of APU's education and training on a worldwide scale.
Asia Pacific University (APU) Scholarships
APU Merit Award - Diploma/Foundation: Available for outstanding school leavers enrolling in pre-university and diploma programs, this scholarship awards a tuition fee waiver up to 50% based on forecasted or achieved academic results.
- Eligibility: Pre-University and Diploma programs
APU 100% Merit Award: For students who achieve 10A+ in SPM, this prestigious scholarship provides a full 100% tuition fee waiver for pre-university and diploma students.
- Eligibility: Pre-University and Diploma students
APU Sportsman Scholarship: This scholarship rewards students with high achievements in sports at the state or national level, as well as strong leadership qualities.
- Tuition Fee Waiver: Up to 40%
- Eligibility: Available for all levels and fields
APU East Malaysia Community Rebate: Available to students from Sabah and Sarawak with SPM, STPM, or UEC qualifications, this scholarship offers a tuition fee waiver of up to 15%.
- Tuition Fee Waiver: Up to 15%
- Eligibility: All fields
APU MDEC Digital Ninja Scholarship: Reserved for students endorsed by the Malaysia Digital Economy Corporation (MDEC) as Digital Ninjas, this scholarship supports tech-savvy students pursuing various academic levels.
- Tuition Fee Waiver: Up to 25%
- Eligibility: All levels and fields
APU International Student Scholarships & Merit Awards: Open to international students of all nationalities, this scholarship provides a tuition fee waiver of up to 30% for students enrolling in degree, pre-university, or diploma programs.
- Eligibility: All fields
APU Postgraduate Master’s Degree Scholarships: This scholarship supports both international and local postgraduate students pursuing a Master’s degree.
- Tuition Fee Waiver: Up to 30%
- Eligibility: Master’s programs
Frequently Asked Questions
1. Is APU Malaysia a good university?
Yes, Asia Pacific University (APU) Malaysia is highly regarded, consistently recognized for its quality in technology, innovation, and international education. APU achieved the prestigious QS "5 Stars Plus" rating and is the only private Malaysian university to receive this double honor, ranking in the Top 2.2% globally in the QS World University Rankings 2024.
2. Why choose APU Malaysia?
Choosing Asia Pacific University (APU) Malaysia means joining a diverse community with students from over 130 countries, creating a vibrant, cosmopolitan learning environment. APU stands out among top universities in Malaysia for its strong focus on technology-driven programs across a wide range of degrees, ensuring students are well-prepared for global career challenges.
3. Is APU degree Recognised internationally?
Yes, an APU degree is internationally recognized. For instance, APU's engineering degrees are accredited by the Board of Engineers Malaysia (BEM), making them valid in many countries worldwide through the Washington Accord—an international agreement that ensures engineering degrees meet global standards.
This accreditation means that APU graduates are well-regarded and eligible to pursue careers or further studies in engineering across numerous countries.
4. What is the ranking of APU university Malaysia in the world?
APU is Ranked #621-630 in the World, Ranked No. 1 for International Students in Malaysia and Ranked No. 16 for International Students in the World in QS World University Ranking 2024.
The College Tour
Photos
Why Choose APU?
- Engineering Degrees Internationally Recognized
- under Washington Accord
- Engineering Degrees Accredited
- by the Board of Engineers (BEM)
- Award-Winning Students
- Regular winners of both local and international competitions
- Internationally Recognized Programmes
- Premier Digital Technology Institute of Higher Learning in Malaysia
- awarded by the Malaysian Digital Economy Corporation [MDEC]
- 100% Employability
- according to Graduate Tracer Study by Ministry of Education Malaysia
- Internationally Recognized by QS
- First Malaysian University to achieve an overall rating of Five Stars Plus in the latest QS Stars Rating awards
- Over 13,000 Students
- from more than 130 countries
- Amongst Highest Rated Emerging Universities in Malaysia
- Rated 5-Stars under SETARA 2011, 2013 and 2019 by Ministry of Higher Education Malaysia
- More than 80,000 Graduates and Alumni
- Courses for IR4.0
- -FinTech, Cyber Security, Artificial Intelligence, Mechatronics, Digital Marketing, E-Business that are first-of-its-kind
Testimonials
- Mahyar Esteki- BSc (Hons) in Software Engineering
- I learnt so much about professional attitude for high level job positions at Asia Pacific University. Moreover, APU taught me about respect to job commitment. I think these kind of soft skills are much more significant than any hard skills.
- Noung Samboth- Bachelor (Hons) in Banking and Finance
- APU has inspired me to be part of diversity. The university shows me the beauty of different cultures and equipped me with both approaches, individual and teamwork, which I found myself I am flexible enough in my career path.
- Bibi Jehaan Naailah Ghaseeta- B.Sc (Hons) in Information Technology (specialism in Forensic Computing
- APU has not only given me the chance to study what I wanted but it has also helped me develop the essential skills I needed to secure my dream job right after graduation! Studying and working alongside with people from all over the world was a knowledge-and-exposure enriching experience. My lecturers and other staffs were very friendly and helpful. The excellent study resources and facilities provided to us were top-notch and APU always encouraged me to think "outside-the-box" and opened my eyes into a whole new horizon. I was a also proud member of the Student Welcome Team and Student Ambassadors Team. The challenges that I went through in my student life being away from my family and beloved Mauritius had actually transformed me into the independent and responsible person that I am today. I am now working in the IT Security Team of an international company in Malaysia and I'm proud to say that I'm an APU Graduate!
- Nigina Kadirova- BA (Hons) in Marketing Management
- I am very grateful to APU for training me during the whole studying period in terms of finishing course works on time and preparing for exams. It has developed a very valuable skill in me which is time management and self-discipline as well as ability to close tasks/projects on time which is super important for all of the companies out there.
- Darshini Nadarajan- BA (Hons) in International Business Management
- University is all about learning, gaining new skills and new experiences. APIIT is a place that encourages students to develop holistically. Join different clubs/societies, or start your own and see yourself grow. Remember, hiring managers are looking for skills and experiences, not just your academic results.
- Lok Chi Cheng- BA (Hons) Product Design
- I am truly grateful to every academic staff of SOMAD, and the multiracial study environment. As a student, I’ve learned a lot of practical skills from classes; as an individual, I was trained to become a better and all-rounded person. Many opportunities are given to us to gain more industrial experiences. I’ve always enjoyed these workshops and events. All of these had motivate me and lead me to what I am doing now. My job is very challenging and interesting, it requires good problem-solving skills and good interpersonal skills, which is what I’ve always been trained for. I am really thankful to my lecturers that always push me to be confident in my own potential and strengths.
- Sharon Ng Yen Peng- BA (Hons) Animation
- It was truly a wonderful experience being able to pursue a degree in Asia Pacific University, a University that was filled with talented students from different countries and warm-hearted staffs. The lecturers are willing to share their knowledges and always inspire us to become a professional artist. Many opportunities were given to us to explore and learn. The knowledge and skills taught in the class have prepared me to have the eye for details towards movement in my job.
- Teo Wai Lun- BA (Hons) in Accounting and Finance with specialism in Forensic Accounting
- The ultimate three words - Unique Culture, One-of-a-Kind, and Competitive, can be used to describe APU. The lecturers are very passionate, some of them really push the students beyond the limit and whatever you able to find out from the academic notes. We are trained to be efficient, effective and critical at the same time – so that we can cope with risks and uncertainties that we will face in real working life. Speaking of my current role, critical thinking is, indeed, the most exciting thing.
- Yap Han Wen- BA (Hons) in Marketing Management
- To sum it up in one word - awesome! The lecturers are caring and passionate of their work, willing to spend time to help their students as best they can. Studying in APU has prepared me for the challenges ahead in life and in my career. I wouldn't have gotten my current job if it weren't for APU's exposure and guidance.
- Awais Farooqi- B.Eng (Hons) in Mechatronic Engineering
- Whichever industry I have been to, after my engineering degree from APU I am always valued by the proficient engineers for my practical & innovative knowledge of technology, APU has given me a virtuous platform as an engineer to work independently for the course projects. This self-governing process of earning knowledge has developed me to become a best research and development assistant to any industry for its enhancement both in technology and business-sector.
- Andrew Teh Boon Kheng - B.Eng (Hons) in Mechatronic Engineering
- APU provided me a fabulous platform to equip myself to enter the industrial world, from organizing various engineering events to managing a team. Studying at Asia Pacific University has given me a lot of memorable and happy moments. It provided many opportunities for students to learn and explore. In the university’s engineering community, IEM-APU Student Section, I was one of the committee representatives to assist in different events such as seminar coordination, industrial visit arrangements and technical workshops to skill up other studetns and so on. It was such an honour to be enrolled in Asia Pacific University and be involved in this student section, as I could develop my management skills .The student section established a bridge between our internal communities and other universities to reinforce students’ experiences during their university life. These experiences made my student life eventful and valuable during my study at Asia Pacific University.
- Tshering Deki Dorji- BSc (Hons) in Acturial Studies
- APU is the completed package to what a university should be. From passionate lecturers, some of whom are genuinely interested in making the students succeed, to a campus with all the facilities required for a fruitful college life, APU has played a critical role in shaping the person I am today. The cultural diversity of the students provided a wonderful opportunity to learn about various cultures and traditions of the world. The enthusiasm of lecturers pushes each student to reach their highest potential. It is an excellent learning institution that inculcates the spirit of competition, professionalism and hard work in their students.
- Yap Huey Ling- BSc (Hons) in Actuarial Studies
- “As the saying goes, “It’s the teacher that makes the difference, not the classroom.” The enthusiasm of APU lecturers to push their students to live up to their true potential have made the institution stand out from the crowd. Other than educating students with specific subject knowledge, some of the lecturers at APU are confident in delivering information, advice and guidance outside their own area of specialism by sharing their past experiences with the intention to motivate students to succeed in and out of the university. Meanwhile, the syllabus taught at APU do prepare their actuarial students for certain SOA professional exams. Perhaps the current actuarial program structure would have prepared their students even better for future career pathway in actuarial.”